Get Paid On-Site.
Zero Fees. Zero Hassle.
Payee’s mobile EFTPOS solutions are purpose-built for Australian tradies. Durable 4G dual-SIM terminals with all-day battery keep you getting paid — whether you’re on a roof, under a house, or in the middle of a paddock. Choose No Cost EFTPOS and pay zero transaction fees on every job.
Payee also offers Payby link and hosted payments which can also be used by tradies.
Transaction Fees on No Cost Plan
Dual-SIM Always Connected
POS Integrations
Australian Support
Free Transactions
No Cost EFTPOS means $0 merchant fees. The surcharge goes to the customer — you keep every dollar.
4G Dual-SIM + WiFi
Always connected on any job site. Dual SIM for areas with limited coverage. WiFi backup in-office.
All-Day Battery
Terminals designed for full workdays. No scrambling for chargers between jobs.
Payment Links Free
Can’t be on-site? Email or SMS a secure payment link. Get paid before or after the job.
How Payee Helps Tradies
Built Around How Tradies Actually Work
Every feature designed for the realities of trade work — job sites, cash flow, late payers, and long days.
Free Transactions on No Cost Plan
With No Cost EFTPOS, the card processing fee is automatically passed to the customer as a surcharge — you pay $0. For tradies processing $10k+/month, terminal rental is also free. Every dollar you earn stays in your pocket.
Get Paid Right at the Job
Our dual-SIM 4G terminals work anywhere — on rooftops, in crawl spaces, out in the field. No WiFi required. No fumbling for cash. Collect payment the moment the job is done while the customer is right there.
Invoice Remotely via Payment Link
Can’t collect payment on-site? Email or SMS a secure, branded payment link. Customers pay from their phone in seconds. Perfect for quoting deposits, progress payments, or final invoices without a return visit.
Deposit Before the Job Starts
Send a payment link for a deposit when you quote. Reduce no-shows, cover material costs upfront, and lock the job in — all before you leave the driveway.
One Portal for Every Job
Track every transaction across your business in real time. See which jobs are paid, run settlement reports, and reconcile your books — from your phone or computer. No more chasing paperwork.
Combine EFTPOS and Online
Running a business with both on-site and online jobs? Bring EFTPOS and ecommerce under one roof with Payee. One provider, one portal, one account — simplified.
Trade Industries
EFTPOS Solutions for Every Trade
Payee works with tradespeople across every industry. Here’s how we help each trade get paid faster and keep more of what they earn.
Plumbers
Accept card payments at the end of every job. No cost option means you keep the full invoice amount. Payment links for emergency callout deposits.
Electricians
Get paid immediately after installation or service. Dual-SIM terminals for rural areas and underground work. Digital receipts straight to the customer.
Builders & Carpenters
Manage progress payments, deposits and final invoices across multiple sites. Combine EFTPOS and online invoicing under one account.
HVAC & Refrigeration
Collect payment on commercial and residential callouts. Works in plant rooms, rooftops and remote sites where WiFi doesn’t reach.
Roofers
Full-day battery for full-day jobs on rooftops. Weatherproof your cash flow — collect at job completion before you pack up the van.
Painters & Decorators
Fast checkout for residential and commercial jobs. Send a payment link for deposits when quoting and get paid the same day you finish.
Tilers & Concreters
Large job values mean card fees really add up. No Cost EFTPOS eliminates those fees entirely. Interchange++ available for high-value transactions.
Landscapers & Gardeners
Collect payment at the end of a mow, mulch or landscaping project. Lightweight mobile terminal that fits in any toolbag or van.
Auto Mechanics
Workshop or mobile service? Countertop and mobile options available. No Cost plan works perfectly in a workshop environment with regular high-volume jobs.
Pest Controllers
Collect payment on-site after every inspection or treatment. 4G connectivity across metro, suburban and rural service areas.
Flooring Specialists
Large material and labour invoices benefit from No Cost EFTPOS. Send deposit payment links when quotes are accepted to secure the job.
Plaster & Rendering
Collect stage payments across long projects. Payment links keep cash flowing between site visits without needing to be physically present.
Tradie EFTPOS Terminals
Choose Your Tradie Terminal
Three rugged mobile terminals — all with 4G connectivity, all-day battery, and PCI DSS security.
Complete Package
Everything a Tradie Needs to Get Paid
One complete solution — from the job site to the bank account. Every feature included.
💰 Pricing Options
- ✓No Cost EFTPOS — $0 merchant fees
- ✓$0 terminal rental on $10k+/month
- ✓Low Cost from 0.79% incl. GST
- ✓Terminal rental from $29/month
- ✓No setup or exit fees
- ✓No lock-in contracts
📱 Mobile Features
- ✓Built-in 4G dual-SIM connectivity
- ✓WiFi backup — always connected
- ✓All-day battery life
- ✓Compact & lightweight
- ✓Fast thermal printer
- ✓Tap, chip & swipe
💳 All Payment Types
- ✓Visa, Mastercard, Eftpos
- ✓American Express, UnionPay
- ✓Alipay, WeChat Pay
- ✓Apple Pay, Google Pay
- ✓Afterpay, Zip Pay
- ✓All contactless methods
⚡ Tradie-Specific Features
- ✓Payment links for deposits & invoices
- ✓Send link via email or SMS
- ✓Next-day settlement
- ✓Real-time merchant portal
- ✓Combine EFTPOS & ecommerce
- ✓24/7 Australian support
Accept All Payment Types
Every card, every wallet — tap, chip, swipe and contactless on every Payee terminal.
Frequently Asked Questions
With Payee’s No Cost EFTPOS, every card transaction automatically applies a small surcharge to the customer — so you pay $0 in merchant transaction fees. For tradies processing $10,000+/month, Payee also waives the terminal rental fee. You keep every dollar from every job. Note: the RBA has proposed banning surcharges on Eftpos, Mastercard and Visa from 1 July 2026.
Yes. All Payee tradie terminals include built-in 4G SIM connectivity. The SIM is included free. The VeriFone T650p also has dual built-in SIMs that automatically switch between networks for maximum coverage in rural, regional, and underground locations where a single carrier might not reach.
A Payment Link is a secure, branded URL that you send to a customer via email or SMS. They click it and pay with any card or digital wallet. It’s perfect for: collecting deposits when quoting, sending progress payment reminders, and issuing final invoices without returning to the job site. Payment Links are included free with every Payee EFTPOS account.
A plumber or electrician averaging $25,000/month saves roughly $4,320+ per year compared to a standard 1.4% flat rate. A builder at $50,000/month saves over $8,640/year. The exact saving depends on your card mix and turnover. Call 1800 357 911 for a personalised savings estimate.
Yes. Payee lets you mix and match mobile and countertop terminals across your business. All terminals are managed through one merchant portal and settled into the same bank account. Perfect if you have a workshop or office as well as field crews.
All Payee mobile terminals are designed for all-day use — typically 8–12+ hours on a full charge depending on transaction volume. The PAX A77 and VeriFone T650p both have extended batteries built for full working days without a recharge.
No lock-in contracts, no exit fees, no cancellation fees. You can terminate with 30 days’ notice. Terminal rental fees are not refunded or pro-rated for the notice period. Terms and conditions apply including minimum eligibility criteria on some plans.
📋 Important Information
- No terminal rental applies for No Cost EFTPOS merchants processing $10,000+/month. For merchants below this threshold, terminal rental from $29/month applies.
- The Reserve Bank of Australia has proposed banning surcharges on Eftpos, Mastercard and Visa from 1 July 2026. This would affect No Cost EFTPOS plans that rely on surcharging. Low Cost EFTPOS would not be affected. Terms and conditions apply.
- Additional requirements apply for AMEX and JCB cards. For UnionPay, additional eligibility criteria applies.
- Merchants may terminate the Agreement on 30 days’ notice. Monthly Terminal Rental Fees will not be refunded or pro-rated for the notice period. Same-day settlement available for qualifying accounts on transactions processed before 9pm AEST.
Ready to Stop Paying Transaction Fees on Every Job?
Tell us your trade and your monthly turnover — we’ll build you a custom EFTPOS solution that saves you money from your very first transaction. No obligation, no lock-in.
Eftpos For Trades
Fast, secure, and reliable EFTPOS machine that delivers.
Fixing a car, under a house, up on a roof—get paid on the spot. Our rugged mobile EFTPOS terminals run on 4G with all-day battery life. Choose from No Cost or low cost Eftpos with no lock-in contracts. Rates from 0.9% or zero-cost with surcharging. Next-day or same settlement. Built for Aussie tradies.
Eftpos
Payee integrates with over 450+ Point of Sale systems and business systems
Tailored Eftpos
Industry-tailored EFTPOS features designed with your business in mind.
No Lock in Contracts
The freedom is yours to choose.Choose your setup. No setup fees, cancellation or exit fees.
Save On Fees
Dynamic Automated surcharging, competitive rates with blended and interchange rates.
The No Cost Eftpos Solutions
Keep every dollar from your sales with an easy-as automated surcharge – no terminal rental* or merchant fees. Just more money in your pocket!
Surcharge from 1.4%
- Pay Zero: No Cost Eftpos
- Mobile Eftpos and Bricks and Morter Businesses
- Mix and Match Terminals To Suite Your Business.
- Bring Your Eftpos and Ecommerce Under one Roof.
- No Hidden Fees
- No Lock In Contracts
- Free Receipt Rolls
- Sim Included (Dual Sim Available)
- Plug and Play Setup
- 24/7 Support When You Need It.
- Payment into Your Bank Account
- 4G, Broadband & Wi-Fi Connectivity
- Pos Intergration
- Automatic Surcharging
- No terminal rental over $10,000 turnover pm
- MasterCard ,Visa ,Eftpos , American Express,Union , Ali , & We Chat
- Zip Pay and Afterpay
- Suitable for Trades
- Easy To Use Eftpos
- Next Day Settlement
- Same Day Settlement Available
Low Cost Eftpos For Tradies
Rates Start from 0.09%
Get a low rate based on your industry. Custom quotes allow you to see the real cost of your blended or interchange++ rates.
- Mobile Eftpos and Bricks and Morter Businesses
- Mix and Match Terminals To Suite Your Business.
- Bring Your Eftpos and Ecommerce Under one Roof.
- No Hidden Fees
- No Lock In Contracts
- Free Receipt Rolls
- Sim Included (Dual Sim Available)
- Plug and Play Setup
- 24/7 Support When You Need It.
- Payment into Your Bank Account
- 4G, Broadband & Wi-Fi Connectivity
- Mobile Eftpos and Bricks and Morter Businesses
- Pos Intergration
- MasterCard ,Visa ,Eftpos , American Express,Union , Ali , & We Chat
- Zip Pay and Afterpay
- Suitable for Trades
- Easy To Use Eftpos
- Next Day Settlement
Accept All
Payments Types
Payment Link
Payment Links. Send a link by email or SMS to get paid.
Payment Links deliver branded, real time payment solutions to business customers via a secure Payment Request link sent by email and SMS. It provides an effective solution to facilitate business payments that is easy and secure for your customers.
- Send by email Quickly email a payment link
- Branded links Reassurance the link is from you
- Send by SMS Quickly text a payment link
- Secure payments Recipients securely pay online
- Pay By Link is included with Every Eftpos Account
Tradie Eftpos Terminals
PayNuts Pulse EFTPOS Terminal.
VeriFone T650p. EFTPOS Terminal.
PAX A77.
Mobile Terminal.
Eftpos for Trade Businesses
Carpenter
Electrician
Plumber
Gardeners
Mechanic
