Take Payments Online. From Just 1.4%.
Australia’s premier payment gateway — fast, secure and transparent. No monthly fees, no lock-in contracts, no hidden charges. Only pay when you make a sale.
Seamless Eftpos
800+ POS integrations, plug-and-play for instore and mobile.
Ecommerce Gateway
WooCommerce, Shopify & Magento plugins ready to go.
No Lock-in Contracts
No setup, cancellation or exit fees. Full flexibility always.
Save On Fees
Automated surcharging, blended and interchange++ rates.
Accepting payments online shouldn’t be complicated or expensive. Payee’s secure gateway is designed specifically for Australian businesses — no monthly fees, transparent pricing, and settlement to your Australian bank account the next business day.
- 1.4% + 20¢ per transaction
- No monthly service fee
- No hidden fees
- No lock-in contracts
- PCI DSS Level 1 compliant
- 3D Secure 2.0
- Next-day settlement
- Same-day available
- Automatic surcharging option
- Australian-based service
- 24/7 support
- Real-time merchant portal
On-Demand Gateway.
Only Pay When You Make a Sale.
- Payment Gateway
Ecommerce Plugins
Plug Into Your Online Store
One-click payment integrations for Australia’s most popular ecommerce platforms.
WooCommerce Plugin
Seamless one-click integration for your WordPress/WooCommerce store. Includes automatic currency conversion, real-time fraud protection, and full compatibility with all Australian payment methods.
Learn more →Magento Plugin
A powerful integration for Australian Magento merchants. One-step installation, customizable checkout, automatic fraud detection, multi-currency support and detailed transaction reporting.
Learn more →Developer API
RESTful API with comprehensive documentation and sandbox environment. Build custom payment flows into your app, subscription service, or marketplace — first payment in under 15 minutes.
Learn more →Security
Enterprise-Grade Security
Every transaction protected by military-grade security standards — so you and your customers can transact with confidence.
PCI DSS Level 1
The highest level of payment card industry data security compliance.
3D Secure 2.0
Advanced cardholder authentication to reduce fraud and chargebacks.
Tokenization
Card data replaced with unique tokens — sensitive data never stored.
Fraud Protection
Real-time fraud detection and prevention on every transaction.
Complete Package
Everything Your Business Needs Online
One platform for all your online payment needs — no add-ons, no extras.
💰 Transparent Pricing
- ✓1.4% + 20¢ per transaction
- ✓No monthly service fee
- ✓No setup or installation fees
- ✓No cancellation or exit fees
- ✓No minimum merchant fee
- ✓Optional automated surcharging
🛻 Ecommerce Integrations
- ✓WooCommerce plugin
- ✓Magento plugin
- ✓RESTful payment API
- ✓Hosted checkout pages
- ✓Embeddable payment forms
- ✓Sandbox test environment
💳 All Payment Methods
- ✓Visa, Mastercard, Eftpos
- ✓American Express, UnionPay
- ✓Alipay, WeChat Pay
- ✓Apple Pay, Google Pay
- ✓Afterpay, Zip Pay
- ✓3D Secure 2.0 on all cards
⚡ Business-Critical Features
- ✓Next-day settlement (same-day available)
- ✓Real-time merchant portal
- ✓PCI DSS Level 1 compliant
- ✓Fraud protection on every transaction
- ✓Payment Link included free
- ✓24/7 Australian support
Accept All Payment Types
Every card, every wallet, every platform — covered online.
Ecommerce for Every Business
Purpose-built online payment solutions for every Australian business type.
Food & Café
Accept online orders and deposits. Combine instore EFTPOS and online payments under one roof.
Hair & Beauty
Take booking deposits online. Payment links for invoicing clients remotely.
Hospitality
Online reservations, event deposits and room payments. WooCommerce integration ready.
Retail
Full ecommerce store integration. Accept every payment method your customers expect.
Service Industries
Invoice clients via payment link. Accept deposits online before the job starts.
Trades
Email or SMS a payment link on-site. Get paid the moment the job is done.
Frequently Asked Questions
Payee’s online payment gateway is priced at 1.4% plus 20 cents per transaction. There are no monthly service fees, no setup fees, no cancellation fees and no minimum merchant fees. You only pay when you make a sale — ideal for businesses of all sizes and transaction volumes.
Payee offers plugins for WooCommerce (WordPress) and Magento, with a RESTful payment API for custom integrations into any platform including Shopify, custom apps, subscription services, and marketplaces. Comprehensive documentation will have you processing your first payment in under 15 minutes.
Payee’s gateway is PCI DSS Level 1 compliant — the highest level of payment card industry data security. Every transaction is also protected by 3D Secure 2.0, tokenization (card data is never stored), and real-time fraud detection and prevention.
Standard settlement is next business day to your Australian bank account for Visa, Mastercard, Eftpos and UnionPay transactions. Same-day settlement is available. For Alipay+ and WeChat, settlement proceeds are generally available three business days after processing. Settlement times are subject to terms and conditions.
Yes — Payee is specifically designed to bring your EFTPOS and ecommerce under one roof. This gives you unified reporting, reconciliation, and business management across all your payment channels. One provider, one merchant portal, one support team.
Yes. Payee supports automatic surcharging which passes the transaction cost to the customer transparently at checkout, ensuring compliance with Australian regulations. Note that the RBA has proposed banning surcharges on Eftpos, Mastercard and Visa from 1 July 2026.
No lock-in contracts, no exit fees and no cancellation fees. You can stop using the gateway at any time. Terms and conditions apply, including eligibility criteria for certain features.
Send A Payment Link
Get Paid by Email or SMS.
Modern EFTPOS terminals with multiple connectivity options — WiFi, direct POS integration or standalone. Contactless in under 2 seconds.
- Zero Eftpos Fees (Surcharge Option)
- Competitive Blended Rates
- WiFi & Direct POS Connect
- Standalone Terminals Available
- Mix & Match Terminals
- Free Receipt Paper Rolls
- Plug and Play Setup
- 800+ POS Integrations
- 24/7 Support
- Eftpos & Ecommerce Under One Roof
Ready to Take Payments Online?
Tell us about your business and we’ll set you up with Australia’s premier online payment gateway. No obligation, no lock-in, no monthly fees.